For expats

Expat mortgage in Dubai — the easy way to own property

The UAE remains one of the most attractive real estate markets for foreign investors. Expat mortgages let non-residents buy property — Behomes helps you find the best terms.

Expat mortgage in Dubai with Behomes
Key takeaways
  • Non-residents can obtain a mortgage in the UAE.
  • Typical interest rates for expats range 5–7%.
  • You need passport, proof of income and property details.
  • Behomes matches you with the best banks for foreigners.
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Rates

Mortgages for non-residents

Expat mortgages provide foreign investors the opportunity to buy property, though terms depend on each bank's policy. Research programs and prepare documents to improve approval chances.

5–7%typical interest range for non-residents

Expat mortgage rates vary by bank, loan duration and property type. Behomes provides expert mortgage assistance in the UAE, helping clients find the best financing tailored to their situation.

Documents

Required documents

Banks evaluate financial stability, credit history and income. Typical documents include:

All applicants

Passport, visa/Emirates ID (where applicable), proof of address and bank statements.

Salaried individuals

Salary certificate, recent payslips and employment details showing stable income.

Business owners

Trade license, company financials and proof of business income for entrepreneurs.

Co-borrowers

The same document set for each co-borrower when applying jointly.

Foreign income

Documentation of foreign income — a crucial factor banks assess for non-residents.

Property details

Details of the property being purchased to finalize the loan amount and terms.

Find the best expat mortgage

Consider banks that specialize in financing for foreigners — Behomes compares them for you.

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FAQ

Expat mortgages, answered

Can foreigners get a mortgage in Dubai?

Yes — expat mortgages are available to non-residents, though terms depend on each bank's policy and the borrower's financial profile.

What are typical expat mortgage rates?

Interest rates for non-residents typically range from 5% to 7%, varying by bank, loan duration and property type.

What documents do I need?

Generally a passport, proof of income (salary certificate or business financials), bank statements and property details — plus foreign-income documentation.

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Tell us your situation and we'll match you with the best banks for foreigners.

  • Rates from 5–7% for non-residents
  • Guidance on documents & eligibility
  • Best terms across UAE banks
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