Refinancing
How mortgage refinancing works in the UAE
Refinancing replaces your existing mortgage with a new loan on better terms — a powerful tool to optimize your mortgage and improve liquidity.
Refinancing replaces your existing mortgage with a new loan on better terms — a powerful tool to optimize your mortgage and improve liquidity.
Refinancing is the process of replacing an existing mortgage with a new loan that offers better terms. The new bank buys out the mortgage debt from the original lender and provides the borrower with a new fixed interest rate for a defined period.
It's not just about lowering your interest rate — it's a strategic financial tool that optimizes your mortgage terms and improves liquidity. Behomes serves as a bridge between borrowers, banks, agencies and developers, offering comprehensive refinancing solutions.
Secure a lower rate than your current mortgage and reduce monthly payments.
Combine obligations into a single loan with more favorable terms.
Access a portion of your invested capital for new investments or expenses.
Change your term length to better match your financial goals.
Behomes partners with 17 UAE banks — submit a request and our specialists secure the most favorable terms.
The new bank buys out your existing mortgage debt from the original lender and gives you a new loan with better terms — often a lower fixed rate.
A lower interest rate, reduced monthly payments, debt consolidation and access to home equity — though it's important to weigh potential costs too.
As a bridge between borrowers, banks, agencies and developers, Behomes compares options across 17 UAE banks to find your best refinancing terms.
Watch a quick tour of Behomes, then create your account and try it yourself.
Tell us about your current loan and we'll find the best refinancing option.